ANKUR TYAGIJioBlackRock Asset Management has launched its first actively managed equity scheme – the JioBlackRock Flexi Cap Fund. The New Fund Offer (NFO) opened on September 23, 2025, and will close on October 7, 2025. With the flexibility to invest across large-cap, mid-cap, and small-cap stocks, this fund aims to deliver long-term capital appreciation for investors.
Key Features of Jio Flexi Cap Fund
- Type of Scheme: Open-ended equity scheme with a flexi-cap mandate
- Investment Objective: To achieve long-term wealth creation through diversified equity investments
- Market Coverage: Large-cap, mid-cap, and small-cap companies
- Benchmark: Nifty 500 Total Returns Index (TRI)
- Fund Managers: Tanvi Kacheria and Sahil Chaudhary
- Minimum Investment: ₹500 (SIP or lump sum)
- Expense Ratio: Around 0.50% (Direct plan)
- Exit Load: Nil (no penalty on withdrawals)
- Risk Profile: Very High, as per SEBI’s riskometer
What Makes This Fund Different?
- Systematic Active Equity (SAE) – The fund combines human expertise with AI-driven and data-backed insights.
- No Exit Load – Investors can redeem their units without penalty, offering greater flexibility.
- Diversification – Allocation across market capitalisations, plus exposure to debt and REITs/InvITs for balance.
- Low Entry Barrier – Minimum investment of ₹500 makes it accessible to first-time investors.
Advantages of Jio Flexi Cap Fund
- Flexibility to capture growth across all segments of the market
- Data-driven investment approach to reduce human bias
- Competitive cost structure compared to peers
- SIP-friendly for disciplined investing
Risks to Consider
- High Market Volatility: Exposure to mid and small caps can cause sharp swings in returns.
- No Past Performance: As a new fund, there is no track record to rely on.
- Model Risk: AI and data-driven strategies may not always work in every market condition.
Who Should Invest?
This fund is best suited for investors who:
- Have a long-term investment horizon of 5–10 years
- Can tolerate high risk and short-term volatility
- Want diversified exposure across market segments
- Are comfortable with new-age investment strategies using AI and analytics
It may not be suitable for conservative investors or those seeking regular income.
Conclusion
The JioBlackRock Flexi Cap Fund is an interesting option for investors looking to diversify their equity portfolio with a blend of technology-driven research and active management. With no exit load, low entry requirements, and broad market coverage, it offers accessibility and flexibility. However, investors must be prepared for volatility and should align this fund with their risk profile and long-term goals.
Abhishek Sinha
